Financial literacy and digitalisation for MSMEs in South East Europe
A tool for empowering owners and managers
This report analyses the relationship between financial literacy, inclusion, and awareness,
as well as the use of financial products and services, and the digitalisation of micro,
small and medium-sized enterprises (MSMEs). It presents the results of a thorough
data collection and analysis exercise carried out with owners and managers of MSMEs
in Bulgaria, Croatia, Georgia, Moldova, Montenegro, North Macedonia, and Romania in
2021 and 2022.
Published on April 28, 2023
In series:OECD Business and Finance Policy Papersview more titles