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Consumer Finance Risk Monitor

Using original data collected from governments around the globe, the Consumer Finance Risk Monitor analyses the constantly evolving issues and risks facing consumers of financial products and services. It examines consumer harms and complaints in five product markets (banking and payments, credit, insurance, investments and pensions) and describes regulatory and supervisory responses to address market conduct risks. It also presents data on financial scams and frauds, highlights tools used to monitor risks, and identifies consumer protection policy responses.

Published on January 24, 2024

TABLE OF CONTENTS

Foreword
Executive summary
Monitoring risks faced by financial consumers
Risks stemming from the operating environment
Demand-side risks
Conduct-related risks
Products and services giving rise to consumer detriment
Consumer complaints
Financial scams and frauds
Thematic risks and areas of concern, policy responses and next steps
Glossary
Annexes2 chapters available
List of participating jurisdictions
Methodological notes for selected figures
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