Latest Documents

Ensuring financial education and consumer protection for all in the digital age

This report discusses the implications of the digitalisation of finance for financial education and relevant consumer protection issues and provides an overview of digital financial services around the world.

What do Americans know about retirement and what do they expect?

The United States’ Social Security Act of 1935 set up a social insurance programme for American workers, providing them with at least some degree of certainty about income after retirement. But, in today’s environment, to what degree do Americans feel secure about their retirement? This article looks at the results of a new survey on American’s understanding of retirement preparedness and the perceived role of Social Security.

Behavioural economics and financial consumer protection

This paper looks at the application of behavioural economics in the area of financial consumer protection and how numerous governments are testing and implementing its application for policies promoting financial consumer protection. It highlights the opportunity for behavioural economics to help provide cost-efficient ways of making policy more effective at promoting positive outcomes for consumers.

Financial education for micro, small and medium-sized enterprises in Asia

This paper describes and provides guidance on policy and practice relating to financial education for MSMEs and potential entrepreneurs in Asia, with a particular focus on Indonesia.

National Strategies for Financial Literacy

The OECD and its International Network on Financial Education conducts research and develops tools to support policy makers and public authorities to design and implement national strategies for financial education.

Student loans, indebtedness, and financial literacy in the United States

Annamaria Lusardi is the Denit Trust Chair of Economics and Accountancy at the George Washington University School of Business. Following the release of new data focused on Americans’ financial capability, she draws attention to some of the findings in the study, focusing on three areas of great importance to the personal finances of Americans: student loans, indebtedness, and financial literacy.

Measuring financial literacy among adults

Assessing the levels of financial literacy in the population is a key component of a successful national strategy for financial literacy, enabling policy makers to identify gaps and design appropriate responses.

G20-OECD-INFE Core Competencies Framework on Financial Literacy for Adults

This document outlines the objectives and key components of the framework, and presents the flexible, outcome-based, core competencies framework itself. The framework is designed to be applicable to adults aged 18 and over, describing the basic level of financial literacy that is likely to be needed by this group to fully and safely participate in economic and financial life.

Sovereign debt and financial stability

In-depth analysis from the OECD addresses the financial market dimension of sovereign debt challenges to assist policy makers in designing, adopting, and implementing appropriate policies.

Financial Education in Europe - Trends and Recent Developments